Self Employed - Less than 2 yrs

[Aram V.]

Hello! 

I'm in the middle of my 2nd year of Self-Employment and it's been a challenge to get a Cash-Out Refi without 2 yrs of Tax Returns. I claimed losses on my first year 2017, unaware of how unattractive I'd be for a loan, duh! So I'm collecting all my income and expenses for 2018 and being careful not to write off too much stuff.

Does anyone know what's a "good" percentage of positive net income that would be a attractive to banks on a tax return?