Need guidance on how to help someone with their home

[Dilthon Ramos]

Hi Everyone!

Sorry if this is the incorrect place for this topic. I need help/guidance. Just for background, I work in logistics and supply chain management. I am not an investor, yet, and the only deal I've done is the purchase of my own home. I do listen to the BP podcasts tho lol.

So yesterday, I caught up with my friend's mom at a gathering. We hadn't seen each other in a while. To cut the story short, she mentioned to me that she is stressed out about her current situation with her home. In a nutshell:

• Home needs major rehab.
• Mortgage is paid off.
• Has a job.
• Property is a 2 unit multi family and the 2nd unit is rented out and cash flowing.
• She says she has no credit history due to not using credit cards/LOC's at all.
• Says she has not been able to qualify for loans (HELOC, LOC, etc.) yet due to no credit history.

The front unit, which she lives in, is in major need of an overhaul. Have not seen the 2nd unit.

My question is:

Any ideas on how my friend's mom can keep her home and get the funds for the repairs? 

I'm honestly just trying to help but if I can help in any way I am willing. I know there's a way but I just can't see it. I did mention maybe private money is an option as well as tapping into any equity in the property; or sell as-is. She is definitely not looking to sell.

Thanks, everyone!