Deed Transfer from Personal Name to LLC - Insurance???

[Eric Barnett]

I have a few properties in my personal name and carry a large umbrella for peace of mind. I am getting into commercial loans and plan to purchase inside of my LLC. If I wanted to move my other policies to my LLC will I need to change my insurance to commercial or another plan besides residential to protect the possibly of piercing the veil of my LLC should something happen?

Would anyone recommend keeping my personal umbrella as another layer of safety? I'm sure several of you have done this, a step by step would be great along with what to look out for.

Thanks!