Taking Action Bay Area California

[Patrick O'Brien]

Newbie investor, longtime lurker.

What do I need to do to get the ball rolling? I'm 24 yrs old and have made some money on investing. I now have enough to put money down for a mortgage. With that being said I am self employed and have never had a good job. Finding a mortgage is going to be my biggest hurdle. I'm Located in a really competitive market, Bay Area, CA. (Homes are all over 500K) I have been researching all sorts of properties and understand bank owned properties need full cash. What I don't know is what type of properties I can get approved loans for ect. 

Where can I find good wholesalers in the Bay Area, California?

Best advice you have for a rookie that will have trouble getting a loan can put down 20%?