Anybody contested against Choice Home Warranty in small court?

[Nitin Shrawagi]

Anybody contested against Choice Home Warranty in small court?

We been carrying CHW for last few years and they still denied the claim on AC coil saying that they don't cover rusted parts per their contract.  Our argument is what if the part got rusted while we are under warranty.  I checked with local court and it seems like I need to find someone in NJ middlesex county to serve citation on my own.   

I am wondering if anybody been through this process and if I can get some tips. 

thanks,