401K

[Shawn H.]

What does everyone think of 401k's, ROTH IRA's, etc? Would anyone cash in a 401k to pay off an investment property? Some doom & gloomers predict a 5000 dow by years end. Is it better to diversify with 401k and RE? Paid-off properties, even in a down economy, should have positive cash flow albeit at a lower ROI. Financial advisers teach dollar-cost avg, tax-free growth, etc. Cross your fingers and at 59 1/2 you may have made money(after fees of course). Is any value given that cash flow from REI is realized now, not at a later date. I've always thought diversify. Maybe the diversification should be across several of your own businesses and not stocks, bonds, etc. Any thoughts?