Quitclaim to LLC triggers due on sale clause?

[Mariah Jeffery]

I recently formed an LLC and want to transfer my properties to my LLC via quitclaim deed. I have two mortgage companies. One said no problem, the other said I will trigger the due on sale clause if I do that. Do you think they would really call the note due? How would they find out? I recently changed the autodraft of the mortgage payment to come from an account in the name of my LLC. I'm waiting to see if this arousing suspicion. I'm basically thinking that in 2-3 months if I haven't heard anything, I'll go ahead and file the quitclaim and just hope they don't notice. I would hate to give up my 4.75% rate, though! (I bought this one as OO and later moved out).

By the way, the property is in my name and my husband's, and the LLC is owned by my husband and me 50%/50%.