Partnerships and Financing

[Andrew Barlow]

Hey everyone! My friend and I just formed a partnership. We love the idea of working together. We compliment each other well. We have a lot more working capital together. We see this as a long-term partnership. Etc. Etc. 

But since we are a partnership, we can only get commercial loans. So here's my question. Should we buy our first few properties in our individual names in order to get conventional financing (lower rates, longer terms)? And then move onto commercial loans for the partnership?

Or should we just buy as a partnership and accept the commercial loans from day one?

 Thanks!