Loan Officer / Bankers - How to find the best ones to work with

[Richard Florestan]

I have studied that some bankers can be lazy and to get a more favorable response for request of a loan, having your information you provide to them organized, easy to read can. 

So far I have not had any trouble finding loan officers that I could use for my buy and hold residential type investments. I dress very nice, give them my business card and have all my information organized along with my goals. We talk about the type of loan packages ( 15yr, 20yr, 30yr gixed, 5 yr ballon) down payment requirements and all the ins and outs ( pros and cons) of their bank guidlines. 

  Where I am having trouble with some bankers / loan officers are either very slow to get back to me even with just a pre-qual letter. They become hard to get a hold off down the road as they become busy. Initially I thought maybe it was something on my credit but I knew that couldnt be the case. I am in the high 700s with no bad debt, very low debt to income and plenty of reported income. I thought finding the bankers that closed the most loans ( the busiest) were the best ones to work with, but now I have second thoughts. I am now starting to think to find bankers that are not as busy so they have time to work with me as I am in a very fast buying/selling market. 

What do you guys look for in bankers or loan officers? Do you have any signs both good and bad of what to look for? I have been primarily been using credit unions and mortgage companies that have a lot of experience in SFH - 4 plexes ( my area)