House Hack Financing

[Jeremy Taggart]

Okay so last July I bought a triplex with an FHA loan that I'm currently house hacking. I'm looking to do the same thing this year after the 1 year mark and was wondering what my next step could be. Could I get another multi-unit with a conventional mortgage and only have to put down 5% since it would be owner occupied? (I've seen mixed answers on this so that's why I'm asking) I was also thinking about using a 0% down USDA loan on a single family house and fixing it up while living in it to eventually move out and make it a rental. This would enable me to rent out all 3 units of the triplex I'm currently in as well. Any suggestions/answers would be greatly appreciated!