How is title insurance handled in Subject-To mortgage deals?

[ROY NAGAL]

Roy Nagal of Vallejo, CA 94591. 12-29-16.

A motivated seller agrees to do a Subject-To existing loans with me. My exit strategy is to find & install a Rent-To-Own Tenant/Buyer in a Lease With Option To Buy scenario. When closing the deal with the seller, how is the title insurance handled? What are the PROs & CONs whether to buy it or not? Can I (the REInvestor) use funds from the T/B to buy title insurance? If so needed or recommended, what TYPE of title insurance should be purchased? Thanks.