LLC for Multifamily Property

[Will Schryver]

If I'm looking to acquire a multifamily (2-4 units) property with an LLC and lenders will not lend to the LLC directly, I'm assuming I will personally back the mortgage? If so, the DTI shouldn't be an issue as long as the DSCR is 1.25 (or at least 1.0), right? Also, will the LLC retain the title/ownership of the property, but I will personally have the mortgage in my name? What about later on when I want to go through a portfolio lender, will they lend to an LLC or do I have to again have the note in my name?

Let me know if this is pretty typically in the buy and hold strategy or there's another approach. I just want to do everything I can to keep my LLC and personal assets separate to avoid piercing the corporate veil.

Will