Living Trust

[Tony Castronovo]

I am a novice at Living Wills and Trusts, but I need something to protect my family.  I was chatting with someone from LegalZoom to see which was right for me.  I think I prefer the Living Trust.  But she said I need to transfer the deeds of my properties to the trust.  This raised some questions:

-- Won't this cause a "due on sale" trigger with my lenders?

-- Right now my properties are in my name. But I want to put them into my LLC (or ideally into their own individual LLCs). How would that work with the Living Trust? Would I just make my wife/heirs members/partners of each LLC? Or can I add properties in an LLC to my own Living Trust?

I am not looking for "legal advice" just some education if anyone has gone through this.