American Home Shield?

[Rosston Smith]

Anyone have any thoughts on purchasing an extra Home Insurance service like American Home Shield?

I'm a new investor, 21 years old, and I don't have the biggest pockets. Currently occupying my quadplex with three tenants. Here are the rates I was quoted.

Essentially you pay the monthly rate, and then if you have a problem you pay a service fee, and they will come out and fix it for that service fee. Also, they will replace appliances up to $3000/yr in appliance replacements.