smart to keep a buy and hold if it doesn't cash-flow well?

[Tajinder Kandola]

would it be smart to keep a condo that doesn't cash flow initially in the beginning but starts to cash-flow in the 5 and 6th year and beyond at 10%?

[Brent Coombs]

Zero returns for 5 years? So, you're considering just gambling on continuing (paper) appreciation?

It's down to personal preference, also accounting for other factors which you haven't mentioned.

And even what you did tell us, is largely guess work, right? Who's telling you the cash-flow story?...