Appraiser Issues - Market Rent Analysis

[Andrew Dean]

So I am trying to buy a 4plex in the Salt Lake City, Utah area. I am getting an owner-occupied FHA loan and in order to make it work, the 3 other rents need to equal PITI. The rents in the 4plex are $800, $800, $850 and $700 (They've been there 7 years and I'll be evicting them as it's owner-occupied). The Appraiser came back and said that market rents are $750, which means I would have to come to the table with $20k more as a down payment. The 4plex next door is exactly the same and they just raised all their rents to $975.  There are about 8 4plexes in the area and I even knocked on the doors of most of them and presented about 8 or so instances, with copies of leases, to the appraiser of rents at least $800.  The Appraiser still won't budge on his numbers.  Has anyone seen this before?  Is there anything I can do?  Thanks!

[Jeff B.]

Appraisal cost~$500 and the FMV increase was (as I recall) ~25k