What to do??

[Gustavo Perez]

Hello BPers!!

Now I am working on my first flip ever (have a few deals already analysed) I am 21 and in between jobs decided to take this time off and read into real estate investing instead of sitting around and watching T.V. Now here is my issue, since I don't have a job getting a loan can be rather hard (tried local small banks no go) and even though I have found some deals below market value in areas that have a good market just not budging with traditional loans. So read into other types of loans such as hard money lender, 203k loans (still not sure about this one) FNMA loans, etc and just kind of need your opinions on what loan I should go after? Also do have a cousin going in on the deal so may be able to get some cash but for the sake of this forum lets say a broke 21 year old starting off in his dream to invest in real estate. Thanks!!