Loan for Repairs if buying as an Investor ?

[Michael Dunn]

Good Evening BP community,

Just had a simple question , which is .....  Is there a way to add X amount of dollars to a Conventional Loan, if you are buying a property as an Investor ?

So if I am wishing to purchase a property as an Investor and put 20% down, but the house is in need of some repairs / upgrades ..... Can you add to the Loan a certain amount for the Repairs/upgrades

OR

Do you have to pay for any and all repairs out of your own pocket ?

Thanks so much