Is Home Owner's Mortgage Applicable If One Person Is Living There

[Jake Wakefield]

I want to get a home owner's mortgage because it will allow me to put less money down to obtain a property. 

However, my mortgage will have both my name and my brother's name on it.

Can I still get the home owner's mortgage if only I live in the house? Or, do both people listed on the mortgage have to be living in the house to get the home owner's mortgage?

Thank you for any information on this topic!