The next steps...debt-to-income

[Andre Walton]

I got into real estate investing about 7yrs ago by accident when I had to move about 6mos after I refinanced my house. I currently have one house in TX and 2 in Vegas and I would like to get another (probably in NV). My question is in regards to moving from personal credit "other methods" The first two were primary residences turned into rentals and the third was bought as a rental all with normal loans in my name. I've started looking into setting up an LLC to purchase homes (and for liability protection) and now I'm trying to get more info. The banks that my loans are with say I can't roll the loans into an LLC without calling the loan. I've also seen how it's hard/impossible to get a loan for an LLC with no credit history and although I have cash for reserves I don't have cash to purchase. So I guess I'm looking for some advice to bridge the gap from personal credit/financing to something else.

thanks

-Andre