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Updated almost 10 years ago on . Most recent reply

Jimmy S.'s profile image
Jimmy S.'s profile image
Jimmy S.
  • Investor
  • from lehigh valley, Pennsylvania
  • Member since Mar 8, 2014
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236
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Jimmy S.'s profile image
Jimmy S.'s profile image
Jimmy S.
  • Investor
  • from lehigh valley, Pennsylvania
  • Member since Mar 8, 2014
Connect
Jimmy S.
  • Investor
  • lehigh valley, PA
22
Votes |
236
Posts
General Real Estate Investing

Banks wont loan me more money

Jimmy S.
  • Investor
  • lehigh valley, PA
Posted

I am having a hard time finding a lender. I have 5 mortgages right now on 5 properties and have a very high debt to income ratio. My credit score is 790 and can put 20% down but prefer less.

What is killing me is my debt to income ratio, its like 200 or 300% on paper but still all cashflow great. Tax return only shows I make $15,000 a year after all deductions.

How does everyone else scale things so fast and buy several investment properties a year? Any advice or good banks or private lender that really don't care about  debt to income ratio? I want to buy more but cant get the funding....

Thanks

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