Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 54%
$32.50 /mo
$390 billed annualy
MONTHLY
$69 /mo
billed monthly
7 day free trial. Cancel anytime
×
Take Your Forum Experience
to the Next Level
Create a free account and join over 3 million investors sharing
their journeys and helping each other succeed.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
Already a member?  Login here
General Real Estate Investing
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated almost 10 years ago on . Most recent reply

User Stats

240
Posts
22
Votes
Jimmy S.
  • Investor
  • lehigh valley, PA
22
Votes |
240
Posts

Banks wont loan me more money

Jimmy S.
  • Investor
  • lehigh valley, PA
Posted

I am having a hard time finding a lender. I have 5 mortgages right now on 5 properties and have a very high debt to income ratio. My credit score is 790 and can put 20% down but prefer less.

What is killing me is my debt to income ratio, its like 200 or 300% on paper but still all cashflow great. Tax return only shows I make $15,000 a year after all deductions.

How does everyone else scale things so fast and buy several investment properties a year? Any advice or good banks or private lender that really don't care about  debt to income ratio? I want to buy more but cant get the funding....

Thanks

Loading replies...