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Updated about 10 years ago on . Most recent reply

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Angie C.
  • Palo Alto, CA
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If I have properties in a trust that are paid off- would this count against me in dti ratio

Angie C.
  • Palo Alto, CA
Posted

if I have properties that are paid off and in a trust are those counted against dti (debt to income)?

Trying to buy more rental properties and banks says that my dti income is too high. 

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David J.
  • Investor
  • Houston, TX
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David J.
  • Investor
  • Houston, TX
Replied

If they are paid off there is no debt to include in the ratio.

http://en.wikipedia.org/wiki/Debt-to-income_ratio

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