Cash Out Re-Fi ....got any tips?

[CL Ziegler]

Evidently there is an art to creative financing. (I'm learning this recently)

I sort of need a "primer" or basic overview of cash-out refi's and how that game is structured, an overview of the basics, how it works....

----Do you have to "season" your loan for a while before it will qualify?

----Is it tricky to get a lender to go along with loaning OVER the payoff amount?

----Do the regular LTV ratios apply to refi's?

Can someone give me an overview of what to expect, what the banker will be looking for, typical questions i may be asked? (etc)

Thanks in advance. You guys are great!