Insurance question about loss

[Mary Jay]

Hi guys, so I had a neighbors tree fall on the roof of my rental. I fixed the roof myself out of my own pocket.

I called the insurance broker  and he straight asked me if there was a damage after the hurricaine, so I said a tree fell but I fixed it myself out of my own pocket. But  he said he still has to report it as a loss to the insurance company. Is it a common practice to report it as a loss even though I fixed it out of my own pocket?