Pros / Cons 1st Time Home Buyer Low Down Pymt Pgm & Keeping Your Savings In Bank

[Edwin De leon]

1) Can you correct me on the following, is it still recommend not to buy 1 family house with all cash  because you will have no governments write off can you explain this clearer what write offs do you lose out on 

2) If you have in bank a 30% down payment and find a 1st time home buyer low down payment program .... is there any advantage at all to keeping your 30% down pymt in bank instead and just purchase house with the low down payment instead.  Yes, we know that your mortgage payments will be higher monthly, but is there any advantage at  keeping that 30% cash in bank instead ! Question .... my thoughts are ,,,, is there any advantages at all by keeping that 30% in bank and then using it that money later on for the current home you purchased with a low down payment in some kind of way and benefiting from this strategy, or using money instead to buy another house with that money you keep in bank later on