What are the risks of DSCR loans?

[Jack B.]

I understand they have a little bit higher interest rate, but what are the risks of DSCR loans? Is there a demand clause where they can call the loans for no reason? My conventional loans don't have a demand clause. They can only call the loans due prematurity if I default.

I'm hesitant to give up my conventional loans on the next cash out refinance for DSCR loans. Thing is, I will need to go DSCR loans from here on out or just stop buying new real estate altogether.