First Time Home Buyer Programs in Cleveland

[Benjamin Sulka]

Hey Clevelanders, 

I know there are many national grant programs like NACA that can help first time home buyers with down payment/closing costs.

I'm curious if there are any Cleveland (or Cuyahoga County in general) first time home buyer programs. My rental lease is up at the end of June 2024 and I desperately want to avoid renting another year. My future wife and I are going to owner occupy a multifamily in Cleveland suburbs like Lakewood or Cleveland Heights. I'm just not entirely sure I'll have enough capital for down payment, closing costs, initial repairs and reserves by the time my lease is up. 

The goal is to have $30k and we probably have about $15k now and saving $2,000 - $3,500 per month depending on the month (we took a hit from buying Christmas gifts Lol). We will definitely have $30k come June but realistically need to start the home buying process in February or March. 

Grateful for any assistance and looking to connect with more Northeast Ohio real estate investors! Shoot me a DM and lets hop on a call. 

Appreciatively,

Ben (soon-to-be house hacker)