There are good deal everywhere - partner with a good lender to find them

[Cydney Gray]

I want to give you guys an example of a deal that is available right now in Oahu, Hawaii. It is a 4 plex listed at $1,175,000. Don't choke on that price! If you got a FHA loan, you can use the rental income to help you qualify for the payment and you could get in at only 3.5% down. I know that's over $40k but if you have it to invest, this is a pretty solid asset to live in and hold. Rents would be approx $6000 a month from the other three units. You could live in one. The mortgage payment including taxes and insurance would be around $8150. You could live in the additional unit for $2100 a month. That is about $350 over what it would rent for and you would own 4 units in Hawaii. All of these numbers are close approximations and interest rates change everyday so this is just todays example of cost. This is assuming that you qualify for the payment using your earned income. I am not a Realtor. This is not my listing. I don't know anything about this listing except I saw it on the internet. I am a lender. I just want to show you that there are deals everywhere if you explore and understand your financing options.

https://www.zillow.com/homedetails/94-110-Pupunohe-St-Waipahu-HI-96797/300182840_zpid/?