Seeking Financing Advice

[Ursula Lovings]

I wanted to introduce myself and get some advice. I'm a teacher in NYC. I own my condo in NY. I have a couple of investment properties (condos) in NJ. I bought these properties over the last five years with a very casual, admittedly somewhat uneducated approach. I'm now ready to be more intentional, smart and aggressive in my investing and I'd like to move into multi-family homes. I'd like advice on how you would finance a multi given my situation. I have about $15k in savings to spend for investment purposes. I'm considering borrowing from a retirement account for a down payment. My condo in NY has about $100k in equity.I did a refi a few years ago for a lower rate. I've had condo #1 in Jersey for 5 years. I did a refi a few years ago and it probably has about $30k in equity. I've had condo #2 for almost a year, haven't done a refi and it has about $10k in equity.Open to suggestions/ideas. I'm spending my summer researching, learning, and possibly investing. Thank you in advance!