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Updated almost 2 years ago on . Most recent reply

Gustavo Delgado's profile image
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Gustavo Delgado
  • from Houston, Texas
  • Member since Nov 9, 2015
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Gustavo Delgado's profile image
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Gustavo Delgado
  • from Houston, Texas
  • Member since Nov 9, 2015
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Gustavo Delgado
  • Houston, TX
138
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General Real Estate Investing

DSCR loan experience

Gustavo Delgado
  • Houston, TX
Posted

Hello all

Does anyone have any experience with DSCR loans? What is an interest rate I can expect? I am in Houston, any lenders that do this I would like to chat and learn more.

Houston, Texas
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Ray Hage's profile image
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Ray Hage
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  • from Fort Lauderdale, FL
  • Member since Jul 21, 2020
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Ray Hage's profile image
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Ray Hage
  • Investor
  • from Fort Lauderdale, FL
  • Member since Jul 21, 2020
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Ray Hage
  • Investor
  • Fort Lauderdale, FL
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Ray Hage
  • Investor
  • Fort Lauderdale, FL
Replied

I did a DSCR loan a couple years ago and it felt like a lot of paper work and unnecessary processes. Rates were crazy low at the time and I got mine at 4.125 but today is about 8% if you put down 25%. I probably won't work with that company again. I spoke with two lenders on here @Ash Hegde and @Eugene Neal who gave me some pointers on future DSCR loans so \they can at least help explain the process.

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