Credit partner advice

[Olivia Fowler]

Hello,

I was wondering if you could advise me on how common is a deal like this. I'm using this person as a credit partner because I can't qualify for the loan.

My credit partner is the owner of the local investments group/community here in my Area

.Im putting 25% down on a house. the other person is contributing to the closing costs and the first two months of rent. They are also going to manage the property. They get half of the appreciation, half of the cash flow, half of the tax deduction, half of the equity buy down half, of all the benefits.We are moving the deed to a trust where we both are the trustees.

My concern is that it doesn't feel fair for me to come up with a substantially higher down payment compared to the closing costs and first 2 months of rent. Then split all benefits half. Even with the benefits of working with an experienced investor that's going to manage the property, knows and invests in the area. It still looks a bit off. Is this a common deal that people do or am I just selfish?