Advice Request - What next?!

[Lauren Breiner]

Hi BP community,

I am a relatively novice real estate investor (own 4 properties – 3 LTRs) and am wanting to obtain another this year. I do not have a deal identified yet but, I think I am ready to move into something bigger potentially the multifamily world. That being said, I am trying to figure out the best way to get the capital. At this point all my properties have been purchased through personal conventional loans. I was originally thinking about trying to go for a portfolio LOC but the only bank I found willing to do this has requested for me to move all my existing notes to them, which I am unwilling to do, due to the current terms of the other notes compared to what the terms would be if I moved them.

Any guidance on new loan products, creative financing, etc. would be amazing.

Anyway, any and all advice is welcomed and thanks in advance!