HELOC on a Property tied to an LLC

[Murali Ponnaluri]

Hello,

Forgive my ignorance, I tried looking this up and couldn't find any details on this answer. I currently own a duplex in NH, and I'm looking to do a HELOC on the property and pull that money to reinvest in an STR. However, the current mortgage on that home is at 2.99% done in 2020 under a traditional mortgage. If I do a third party bank that can do the HELOC -- am I triggering somewhere where either the current mortgage holder or the bank offeriing the HELOC would say that this is in an LLC and will trigger the "Due on Sale Clause" ?

Just a few months ago, we did estate planning and moved the duplex into the LLC. So far, the mortgage company has not said anything at this point. That all being said, am I being paranoid in doing this HELOC with potentially advertising that it's an LLC? Appreciate the help

Thanks!