Property insurance premium increase after claim

[Ahmed Souissi]

Hello,

Does anyone have experience of making a property insurance claim on one property personally owned, while owning other properties under personal and LLcs, my question is will the insurance premiums get effected in the other policies because of this claim ? Can a commercial property insurance or other personal property insurance increases because the owner of that Llc did a claim under his name ?

Ps: A couple of my properties got roof hurricane damage, I have the option to either fix it ( repair) myself and that will cost me like 10k or have insurance fix it which they maybe be forced / challenged by the roofer to replace the whole roofs door about 120k.

Thank you