Creative Down Payment Options?

[Michael Trueba]

I am starting the process to look into an investment property, reached out to an agent and a lender. Here's my anticipated problem, the down payment. I do not have sufficient funds to make a down payment on a $100,000 home. I know HELOC might be an option (if wife approves), I don't have a 401k but I do have a Roth IRA (still not enough). Any ideas?