Need opinion on how to get Non-QM mortgage

[Toks Akindele]

I am a new buy & hold real estate investor in Kansas City, MO (started 2yrs ago) and I have rapidly acquired properties. I currently have reached the limit of 10 mortgages and I also have some additional properties I paid cash for. For the all these properties, I typically buy and spend money to upgrade which means my rent is below expense which means my RENTAL INCOME on my tax return is negative. After upgrading these properties, they are cash flowing well, but it will take time for the rent to recoup the upgrade cost. I was trying to cash-out refinance 3 of the properties but I am running into issues because lenders are saying my rental tax return is negative. This is very frustrating since all my properties are cash flowing well and there will be no problem taking on these 3 mortgages. Does anybody know a lender that can go beyond my last year rental income on my tax return and see that I am cash flowing very well. Any recommendation of a lender to talk to will be appreciated.