Homeowner's insurance vs. business insurance

[Jeff Boyle]

I have multiple llc's that we own our properties in and of course we have insurance on the buildings with a large umbrella. My question is, someone mentioned that we should have a business insurance policy for each llc. This doesn't make sense to me if we already have a policy on each rental. Can anyone clarify this for me? Do I need and additional business policy for our llc's on top of the property insurance that we already have>