I’ve had a hard time with financing

[Paul Eddy]

So I'm a new investor and just closed on my second STR property. The problem I'm having is that I carry a high credit card debt and had to get a co-signer for this property and almost didn't make it. Does it make sense Cash out refi one property and use the equity to pay the debt down or keep that equity in place for the next deal. I'm not convinced I'd get approved again given my DTI( I don't have a very high paying w2). Any advice would be helpful I am currently investing in the white mountains New Hampshire and want to do more STR and eventually scale into long terms. Happy to be a new part of the community!