sale my IRA for real

[Jesse Mccullough]

I have about 50k sitting in a IRA. it was a old 401k that I rolled over. thinking of moving it to a self directed IRA and invest in big fund but I still can't touch the money until I'm 59.5 yrs old and i have no passive income coming from it. or should I go ahead and close out the IRA and take the penalty and tax which will leave me about 28k to 30k and then I can invest into real estate and get passive income tax benefits that I can use now? thanks for any input.