Who to trust? Our home inspector or seller terminate bond company

[Jia Liu]

Hi everyone!

Looking for some opinion here. We are on contract to buy a house right now. We hired a home inspector who told us that there are possible termites and termite damages. (He has a termite license and performed a separate WDO inspection). He estimates anywhere from $10k to $100k of repair. He saw evidence of termites including wood rots on exterior trimmings and sidings and mud tubes. We asked the seller if they are aware of this possibility. So they asked their terminate bond company who told them that there are no live active termites.

Who should I trust? My termite licensed home inspector who can't see behind the walls or the seller's termite bond company who's best interest is to say they did their job in the past and there are no issues.

Thank you!