What kind of Insurance to ask for

[Bill C.]

Hello BP,

We’re getting the exterior of one of our propertied painted. The painter had their insurance agency send over proof of insurance, it says that he has a 2 mill general liability policy, 1 mill individual limit. In the part about Worker’s

Comp, he doesn’t seem to have any. Is this a big deal? In what sort of situation does worker’s comp come into play and could him not having this affect us negatively should something happen?

Thank you!