N AZ lot in a Prescott Sub, want to build ~1K sf 2/2, best route?

[David M.]

I have a nearly half acre residential vacant lot in Prescott, AZ.  It is in a fully recorded, developed subdivision.  My lot just made it through the years undeveloped.  The neighborhood has more than appreciated to comparable values which make development now seem very worthwhile, especially since I own the lot.

My bank said no problem to financing the construction with a lien on the lot.  I had a W2 then, so I guess I need to figure that part out...

Moving right along, my question is this, what does the BP community think about buying and constructing from one of the log cabin "developers" online?  It seems like that would be a great solution to my need, a sloped mountain lot, needing back-fill or a walkout most likely to build, plus an alternate septic.  Seems like a log cabin at $130/ft is a much better deal than a custom build at $160-180/ft, especially if the log cabin will assemble their product.

The subdivision CCRs require site built homes only, so my next question is would the log cabin company designs meet that requirement?

If there is some other option that would be much better, please let me know.  I'm 100% open to styro-concrete design, or maybe even hay bale if it made sense.

Thanks for your input/feedback, I really appreciate it!