BUYING AND BUILDING ADDITIONAL HOME

[Rodolfo Martinez]

I am looking to buy a property in Los Angeles area and build a second home on the same lot. Upon building the home I want to borrow money from hard money lender, refinance to a conventional loan and pay the lender. I do qualify for a FHA for the first property, but have trouble getting a hard money lender to finance the construction of the second home. Any advise is greatly appreciated !