Commercial finance for young development company

[Noel Fleming Jones]

I'm in a partnership that is a year old.

We've been able to acquire several properties and have a supportive institutional JV backer---for which we're thankful!

Granted we don't have a financial,record yet, since houses won't start selling till later this year.  We've got about 25 doors in the works.

Do any regional banks have a 'venture' section for young companies like ours, that have investors and real estate, but not an established financial history?

That is, would any bank look at the quality of our deals as opposed to our income stream?

And we could put 100k into such a bank, even without income stream, if that would matter.

So is it all about income, or could our cash and equity position help us?

Thank you!