Property & Casualty Insurace

[Lucas Pfaff]

Hello everyone,

I'm looking for property insurance for a MF building in Philadelphia. My original policy was issued by Allstate and following some less than stellar service I'm looking for a change, immediately.

Currently 3 units with a vacant warehouse that will be built out into 5-6 additional units in the next 12-18 months.

Having said that, I'm not certain what the best course of action is. I've placed initial calls to 4 independent agencies (Graham Co, USI, Lockton, & HUB) as I'm guessing I will end up with the most competitive rate and knowledgeable agents.

Does anyone have experience with this sort of situation? I'm looking for guidance as to whether my logic is sound and other details I might be missing. Would it make more sense to go to a smaller local insurer? Maybe I'm over complicating this (it wouldn't be the first time). I'm also open to referrals if anyone has a great experience/policy.

Thanks.