Loan for a Mixed use property

[Bon Khator]

We are looking to buy mixed use property with 2 residential units and a store front

2 units are rented

1 store front on the main floor is being renovated - final renovation will be dependent on the tenant

Challenge is that the lower unit is not rented abs most of the lenders are looking for a lease

We are not able to find financing and would love your advice

Let me know what other information will be helpful

Thanks