What would you do if this was you?

[Yaamu Camara]

Hello Everyone i need help or ideas/opinions

I have 4 rental properties under my belt, am lookinng to get into multi family properties/deals. So i saw a 6unit deal for $145,000 in a low income area, Which is mostly the where i invest in.

It is a for sale by owner so i called the owner and pitched him the idea if he would be willing to eliminate the bank ( mind you i have the option of the bank as well) And work with me directly.

The property needs some work about $10-20k to bring it to rent ready. he said he is open to hearing what time of financing options i can bring to the table and we can take it from there.

What financing strategy options would you do or suggest if this was you? Or would you just get a loan from the bank? Any idea is welcome

Thank you inadvance.