Multi-family question from a novice investor

[Pamela Rogers]

Hello everyone, I am a novice to investing in real estate and am currently looking at a 12 unit building in my home state.  I can afford to put down the 20% but I don't want to. List price is $525k, brings in $102k/year in rent.  After all expenses, which are extensive, the CoCROI is about 11%. Any advice for me on the financing issue? I have read a lot of the BP books and podcasts and I think I am a little overwhelmed with all the advice.  I'm having a hard time figuring out the best way to finance the purchase. Any advice would be helpful, because I think I have too much info swimming in my head at this time. Thanks!  Stay well!