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Updated almost 5 years ago on . Most recent reply

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Josh Corwin
  • Woodcliff Lake, NJ
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All cash then refi or mortgage upfront?

Josh Corwin
  • Woodcliff Lake, NJ
Posted

I have enough cash to make all cash purchases, but obviously want the leverage.

Is it cheaper to a) buy all cash, limit mortgage and closing fees and then refinance ? Or b) just do the mortgage upfront?

Note I am not BRRR

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Erik Hatch
  • Rental Property Investor
  • USA
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Erik Hatch
  • Rental Property Investor
  • USA
Replied

All cash offers allows you to make aggressive offers and close quickly. Wind deals then get a mortgage at a later date can be a good strategy.

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