financing 5 unit properties, how different than 2-4 units?

[Erik Reichertz]

Looking to buy my first rental property. Have around 80k or so I can utilize for a down payment. I've mostly looked at 4 unit or less properties. I have seen a couple 5 and 6 unit properties that have sparked my interest.

How do the underwriting standards change once you get larger than four units? I.e. what type of down payment, loan term, interest rate could I expect?

Is there a particular type of bank anyone would suggest targeting? E.g. credit union, mid-size, large, etc.?

I appreciate any advice that could be offered. I apologize if this question has been asked before. I did try running some searches and couldn't find anything.